Time is the greatest factor in successful work. The man who solves the problem of how to make the most of time has found the way to make the most of himself. Without doubt there is nothing so costly that is so much wasted as time. It is wasted in too much sleep, in too much leisure, and in downright laziness. It is squan dered in useless pleasures, and in excess of recreation. It slips away in ease and comfort almost without our knowing it. In truth the precious moments fly. How, then, shall we save them? There is only one way — concentrate. — W. H. COTTINGHAM