What are you doing with your minutes? Think about it. Take care of the minute part and the money part will take care of itself. A minute has no negative quali ties. It can be made to yield something, but not nothing. Its yield is something beneficial or something harmful. When you idle away a minute, you breed the germ of the far- flung habit of idleness, which is responsible for more dismal, down right, flat failures than any other habit known to mankind. The man who utilizes every minute of every hour becomes a bigger, better, broader being every minute. He achieves, and the rewards of achievement are his. — T. J. WATSON